Enova Decisions enables SMB lenders to automate and optimize customer onboarding decisions such as business verification so that branch employees can focus on customer service. Leveraging our expertise in online SMB underwriting, we augment first-party data with best-in-class fraud and alternative credit data to develop machine learning models to more accurately predict fraud and credit risk and create personalized offers that are compelling to customers yet mitigate risk.
Streamline identity, account and document verification.
Identify fraud earlier in the customer journey.
Make more precise credit decisions.
Optimize offers to maximize profitability.