Real-Time Analytics for Real Estate

Leverage our predictive analytics solutions and data sources to drive business innovation, improve efficiency and meet tenant expectations. Suitable for multi-family residential, public storage or online rent-to-own spaces, you have the power to transform prospective tenant verification, underwriting, rental payments and much more. Make data-driven decisions instantly and at scale with our customizable, real-time decisioning platform.

Achieve Competitive Differentation

Smart Verification

Smart VerificationTM

Reduce fraud, avoid operational delays and streamline the customer experience with real-time, automated identity, account and document verification.

Enova Decisions Smart Credit

Enova Decisions Smart CreditTM

Improve credit decisions and acquire more of the right customers with customized risk and credit analysis.

Smart Collections

Smart CollectionsTM

Improve operations and recovery with collections optimization.

Smart ACH


Improve debiting practices to optimize overall clearance rates.

We Believe in Innovation Through Analytics

Innovation drives business performance, growth, tenant satisfaction and bottom-line results. That’s why we build innovative real estate analytics solutions to help real estate companies make data-driven decisions — instantly and at scale — meeting prospective tenant demand for instant answers.

Get Better Answers in Less Time

We leverage our 50+ analytics experts, 14 years of proven experience and history of data analytics to generate meaningful answers and improved decision- making in weeks, not months.

Improve the Tenant Experience

Our platform provides automated, sub-second responses for a more streamlined tenant experience, ensuring that fewer customers are lost and conversion rates increase over time.

Reduce Total Cost of Ownership

Our real-time insights are priced on a volume or transactional basis, saving you hardware or software licensing fees, maintenance, and human capital while realizing immediate ROI.

ENVA LISTED NYSEEnova Decisions is part of Chicago-based Enova International, Inc. (NYSE: ENVA), a leading technology- and data-analytics-driven online lending company that operates 10 brands in four countries. For 14 years, we’ve built analytics and infrastructure to make instant decisions for our parent company’s brands, culminating in the launch of Enova Decisions as an Analytics-as-a-Service provider.

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