Joe DeCosmo, Chief Analytics Officer

Joe joined Enova as Chief Analytics Officer in 2014. As CAO, Joe leads a multi-disciplinary analytics team that provides end-to-end data and analytic services including data warehousing, business intelligence, business analytics, fraud, credit risk and marketing. His team supports the global online financial services offered by Enova International and delivers on-demand decision-making technology and real-time predictive analytics services to clients through the Enova Decisions® brand. Prior to working at Enova, he served as Director and Practice Leader of Advanced Analytics for Chicago-based West Monroe Partners. He has also held a number of executive positions at HAVI Global Solutions and the Allant Group. Joe received a B.A. in economics from Lewis University and an M.A. in economics from the University of Illinois at Chicago. He is Immediate Past-President of the Chicago Chapter of the American Statistical Association and is on the Advisory Board of the UIC College of Business Administration. Joe lives in the Chicago area with his wife and daughters.

Sean Naismith, Head of Analytics Services

Sean joined Enova as Head of Analytics Services for Enova Decisions in 2016. Prior to working at Enova, Sean served as an Advanced Analytics Consultant and Senior Director of Business Analytics for Leapfrog, where he led the development of the company’s predictive analytics capabilities. Before Leapfrog, Sean served as Director of Strategic Intelligence for TrendPointers, LLC, and Director of Research for Global Currency Group. He also currently serves as Managing Director and Chief Compliance Officer of Naismith Wealth Management, LLC, which he founded in 2015. Sean is a CFP® certificant and holds the CMT designation. He received his B.S. in finance from the University of Illinois at Chicago.

Jasmine Kent, Account Manager

Jasmine Kent joined Enova in 2017 as an Account Manager for Enova Decisions. She manages client accounts, starting at the onboarding process and continuing through post-production — all the while looking for opportunities to optimize processes and procedures. Before coming to Enova, Jasmine worked in account management at the experiential agency Mosaic. She has also held client services positions for traditional marketing in radio (WGN) and television (WGN and TV One). Jasmine graduated with a B.A. in Public Communications & Multimedia Studies from Florida Atlantic University. She lives in the South Loop area of Chicago with her husband and son.