Real-Time Analytics for Insurers

Leverage your data to drive business innovation, improve efficiency and meet customer expectations. Our predictive analytics solutions offer the power to transform fraud detection, underwriting, offers and claims. Make data-driven decisions instantly and at scale with our customizable, real-time decisioning platform and improve multiple key performance indicators (KPIs), including quote rate, bind rate, renewal rate, and profitability and loss ratios.

Achieve Competitive Differentiation

Improve Marketing

Better understand policyholders to improve customer acquisition and retention while optimizing offers to best suit each customer.

Reduce Underwriting Risk

Improve the underwriting process and acquire more of the right customers.

Improve the Customer Experience

Capitalize on the Internet of Things and machine learning to offer personalized value-added services to policyholders.

Optimize Distribution

Effectively manage producers and identify the right actions to increase KPIs like bind rate.

Optimize Claims, Prevent Fraud

Gain a deeper understanding of the claims process and better predict, detect and investigate fraud.

We Believe in Innovation Through Analytics

Innovation drives business performance, growth and bottom-line results. That’s why we build innovative analytics solutions to help insurers make data-driven decisions — instantly and at scale — to boost business efficiency and maximize ROI beyond expectations.

ENVA LISTED NYSEEnova Decisions is part of Chicago-based Enova International, Inc. (NYSE: ENVA), a leading technology- and data-analytics-driven online lending company that operates 10 brands in four countries. For 14 years, we’ve built analytics and infrastructure to make instant decisions for our parent company’s brands, culminating in the launch of Enova Decisions as an Analytics-as-a-Service provider.

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