For the past 14 years, Enova has used decision management technology to extend more than $20 billion in credit to over 5 million customers around the world. Now, we’re making our real-time credit decisioning capabilities available to your business with Enova Decisions. Enova Decisions allows you to leverage our predictive analytics solutions and data sources to drive business innovation, improve efficiency and meet customer expectations. You have the ability to transform underwriting, offers, payments and much more to help grow your business. See how your business can improve when you’re able to make data-driven decisions — instantly and at scale — with Enova Decisions.
As we work with business customers with non-prime credit, decisions around credit risk are key to the success of our business. Without predictive analytics and digital decisioning capabilities, companies are at risk of rejecting customers worthy of credit and accepting those with a higher default risk, which can negatively impact the customer experience as well as bottom-line results.
Learn how Enova Decisions helped Headway Capital automate their underwriting system, boosting instant loan decisioning by 50%.
Read Case StudyInnovation drives business performance, growth and bottom-line results. That’s why we build innovative analytics solutions to help financiers make data-driven decisions — instantly and at scale — meeting customer demands for instant answers.
We leverage our 50+ analytics experts, 13 years of proven experience and history of data analytics to generate meaningful answers and improved decision-making in weeks, not months.
Our platform provides automated, sub-second responses for a more streamlined customer experience, ensuring that fewer customers are lost and conversion rates increase over time.
Our real-time insights are priced on a volume or transactional basis, saving you hardware or software licensing fees, maintenance, and human capital while realizing immediate ROI.
Enova Decisions is part of Chicago-based Enova International, Inc. (NYSE: ENVA), a leading technology- and data-analytics-driven online lending company that operates 10 brands in four countries. For 14 years, we’ve built analytics and infrastructure to make instant decisions for our parent company’s brands, culminating in the launch of Enova Decisions as an Analytics-as-a-Service provider.