Point of View

The gig economy and non-traditional employment is on the rise in the U.S., which means that many people don’t receive a regular paycheck. As a result, approximately 25% of the workforce [...]

Last year we partnered with Harvard Business Review Analytic Services to survey senior leaders to identify use cases for and implementation challenges with AI. Our research found that operational [...]

Even before the COVID-19 pandemic, regulators have been encouraging banks to offer a “safer” alternative to payday loans: back in 2018, the Comptroller of the Currency testified before Congress [...]

What is the new frontier for the world’s largest technology corporations? Apparently, it’s financial services. In 2018, The Wall Street Journal uncovered that Amazon was talking with banks like [...]

A recent Fortune article paints a rather scary picture of a looming subprime crisis for auto lenders. As auto sales decline, automakers and lenders have taken to extending loans to more and more [...]

As we look ahead to AFSA’s Vehicle Finance Conference, we want to examine key trends impacting automotive finance: Auto sales are declining towards recession levels. According to FRED, while [...]