Point of View

Last year we partnered with Harvard Business Review Analytic Services to survey senior leaders to identify use cases for and implementation challenges with AI. Our research found that operational [...]

Even before the COVID-19 pandemic, regulators have been encouraging banks to offer a “safer” alternative to payday loans: back in 2018, the Comptroller of the Currency testified before Congress [...]

What is the new frontier for the world’s largest technology corporations? Apparently, it’s financial services. In 2018, The Wall Street Journal uncovered that Amazon was talking with banks like [...]

A recent Fortune article paints a rather scary picture of a looming subprime crisis for auto lenders. As auto sales decline, automakers and lenders have taken to extending loans to more and more [...]

As we look ahead to AFSA’s Vehicle Finance Conference, we want to examine key trends impacting automotive finance: Auto sales are declining towards recession levels. According to FRED, while [...]

Businesses across every industry today are turning to machine learning and artificial intelligence to make better sense of the massive data at their fingertips. Yet discussions at the recent Auto [...]