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Posted on October 14, 2020
by Enova Decisions

Point-of-Sale Financing | Consumers Want More Flexible Options

The gig economy and non-traditional employment is on the rise in the U.S., which means that many people don’t receive a regular paycheck. As a result, approximately 25% of the workforce [...]

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Posted on August 19, 2020
by Enova Decisions

Flexibility is Key in Consumer Financing & Lending Post COVID-19

Last year we partnered with Harvard Business Review Analytic Services to survey senior leaders to identify use cases for and implementation challenges with AI. Our research found that operational [...]

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Posted on April 1, 2020
by Enova Decisions

In the Wake of COVID-19, Are Banks and Credit Unions Prepared for Small-Dollar Lending?

Even before the COVID-19 pandemic, regulators have been encouraging banks to offer a “safer” alternative to payday loans: back in 2018, the Comptroller of the Currency testified before Congress [...]

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Posted on March 10, 2020
by Enova Decisions

Tech Giants Tackle Banking: Why Banks Need to Rethink Digital Transformation

What is the new frontier for the world’s largest technology corporations? Apparently, it’s financial services. In 2018, The Wall Street Journal uncovered that Amazon was talking with banks like [...]

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Posted on March 6, 2020
by Enova Decisions

Will Lenders Overcome Impending Subprime Auto Loans Crisis?

A recent Fortune article paints a rather scary picture of a looming subprime crisis for auto lenders. As auto sales decline, automakers and lenders have taken to extending loans to more and more [...]

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Posted on January 14, 2020
by Enova Decisions

Now Required in Auto Finance: Subprime Data & Analytics Expertise

As we look ahead to AFSA’s Vehicle Finance Conference, we want to examine key trends impacting automotive finance: Auto sales are declining towards recession levels. According to FRED, while [...]

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