Point of View

What is the new frontier for the world’s largest technology corporations? Apparently, it’s financial services. In 2018, The Wall Street Journal uncovered that Amazon was talking with banks like [...]

A recent Fortune article paints a rather scary picture of a looming subprime crisis for auto lenders. As auto sales decline, automakers and lenders have taken to extending loans to more and more [...]

As we look ahead to AFSA’s Vehicle Finance Conference, we want to examine key trends impacting automotive finance: Auto sales are declining towards recession levels. According to FRED, while [...]

Businesses across every industry today are turning to machine learning and artificial intelligence to make better sense of the massive data at their fingertips. Yet discussions at the recent Auto [...]

If you think smart world-class companies don’t face challenges when using machine learning to automate credit decisions, just ask Apple and Goldman Sachs. Based on a flurry of angry tweets and [...]

People often use machine learning (ML) and artificial intelligence (AI) interchangeably, but in reality, they’re not the same. Machine learning is a vital precursor to achieving AI but not in [...]