Transform Data & Analytics into
Real-Time Decisions
Enova DecisionsTM uses real-time predictive analytics and its on-demand digital decisioning platform to help companies make data-driven operational decisions instantly and at scale.
Forrester Study: Transform Your Business With Operational Decision Automation
Featured Research
Forrester Study: Transform Your Business With Operational Decision Automation
Decisioning Platforms Bring Decision-to-Action Cycles Into Real Time
Enova Decisions Included in Forrester’s Insight Services Directory Adopt Insights Services to Accelerate Your Business Transformation. Forrester Research, Inc., June 5, 2017.
Enova Decisions Included in Forrester’s Insight Services Directory
View the report “Adopt Insights Services to Accelerate Your Business Transformation.”
Digital Decisioning: From Data to Analytics to Action
White Paper
Digital Decisioning: From Data to Analytics to Action
Enova Decisions’ Head of Analytics Services, Sean Naismith, delves into the ways you can make use of cutting-edge digital decisioning technology to outperform the competition.

Optimize Customer Experience at Every Decision Point


Acquire better customers

Create more effective credit decisions, convert more customers with optimized offers and flag potentially fraudulent applicants.


Improve operations

Automate your verification processes and optimize your collections procedures.


Retain the most profitable customers

Predict customer profitability, make targeted product recommendations and retain more customers longer.

Consumers Expect More. Does Your Business Exceed Expectations?

Learn how you can use analytics to automate decisions and improve decision accuracy to increase performance and beat the competition. Read our white paper, Digital Decisioning: From Data to Analytics to Action, now.

Good Decisions are Based on More than Numbers

Chicago-based Enova Decisions is part of Enova International, Inc. (NYSE: ENVA), a leading technology- and data-analytics-driven online lending company that operates 10 brands in four countries. These brands gain their competitive edge through our analytics expertise and real-time decisioning platform — built and developed over 14 years of data experience. Today, we leverage this proven technology and analytics experience to help our clients thrive with custom, real-time analytics services and instant data-driven decisioning at scale through ColossusTM, our digital decisioning engine.

Featured In:


Access Forrester Commissioned Study on American Banker

American Banker — November 7, 2018 | Digital transformation is an imperative for businesses to thrive in today’s highly competitive marketplace. This Forrester Commissioned Study examines why companies are investing in decision automation in order to achieve their digital transformation objectives.

FinovateFall Recap – Solution Accelerators w/ ID Analytics

Finovate — October 18, 2018 | Sean Naismith recently demoed how solution accelerators, designed in conjunction with ID Analytics, streamline identity verification, fraud detection, and credit risk assessment. Learn from the video recording how Enova Decisions enables you to make smart AND fast decisions.

Why You Should Take a Decision-First Approach to Analytics

Forbes Technology Council — October 17, 2018 | Joe DeCosmo, member of the Forbes Technology Council, shares why lack of decision modeling is preventing most businesses from achieving digital transformation.

 events Events

Chicago CDO Executive Summit

Evanta — December 11, 2018 | Joe DeCosmo, Governing Body member, moderates an Executive Boardroom discussion on fostering digital transformation through data teams. Join leaders including Bernie O’Connor, Director of IT at Anixter International Inc.

Get Real-Time Decisions at Scale

Speak with one of our experts on how you can start evaluating thousands of customer interactions per hour using our real-time, state-of-the-art digital decisioning platform, ColossusTM.