Transform Data & Analytics into
Real-Time Decisions
Enova DecisionsTM uses real-time predictive analytics and its on-demand digital decisioning platform to help companies make data-driven operational decisions instantly and at scale.
Forrester Study: Transform Your Business With Operational Decision Automation
Featured Research
Forrester Study: Transform Your Business With Operational Decision Automation
Decisioning Platforms Bring Decision-to-Action Cycles Into Real Time
Enova Decisions Included in Forrester’s Insight Services Directory Adopt Insights Services to Accelerate Your Business Transformation. Forrester Research, Inc., June 5, 2017.
Enova Decisions Included in Forrester’s Insight Services Directory
View the report “Adopt Insights Services to Accelerate Your Business Transformation.”
Digital Decisioning: From Data to Analytics to Action
White Paper
Digital Decisioning: From Data to Analytics to Action
Enova Decisions’ Head of Analytics Services, Sean Naismith, delves into the ways you can make use of cutting-edge digital decisioning technology to outperform the competition.

Optimize Customer Experience at Every Decision Point


Acquire better customers

Create more effective credit decisions, convert more customers with optimized offers and flag potentially fraudulent applicants.


Improve operations

Automate your verification processes and optimize your collections procedures.


Retain the most profitable customers

Predict customer profitability, make targeted product recommendations and retain more customers longer.

Consumers Expect More. Does Your Business Exceed Expectations?

Learn how you can use analytics to automate decisions and improve decision accuracy to increase performance and beat the competition. Read our white paper, Digital Decisioning: From Data to Analytics to Action, now.

Good Decisions are Based on More than Numbers

Chicago-based Enova Decisions is part of Enova International, Inc. (NYSE: ENVA), a leading technology- and data-analytics-driven online lending company that operates 10 brands in four countries. These brands gain their competitive edge through our analytics expertise and real-time decisioning platform — built and developed over 14 years of data experience. Today, we leverage this proven technology and analytics experience to help our clients thrive with custom, real-time analytics services and instant data-driven decisioning at scale through ColossusTM, our digital decisioning engine.

Featured In:


Enova Decisions Announces Joint Venture with China Financial

Chicago — March 13, 2019 | Enova Decisions, an analytics and decision management technology company, today announced it has formed a joint venture with China Financial Services Holdings Limited, a leading financial service provider with operations across Hong Kong, Beijing and Chengdu.

3 Requirements for Fast-Tracking Machine Learning at Insurance Organizations

Risk & Insurance — March 6, 2019 | Machine Learning is one of those buzzwords not everyone understands. Sean Naismith covers what is machine learning, how it can add value to insurance and other organizations, and tips on how to overcome implementation challenges.

Access Forrester Commissioned Study on American Banker

American Banker — November 7, 2018 | Digital transformation is an imperative for businesses to thrive in today’s highly competitive marketplace. This Forrester Commissioned Study examines why companies are investing in decision automation in order to achieve their digital transformation objectives.

 events Events

FinovateSpring 2019 San Francisco

The Finovate Group | KNect365 | Informa — May 8-10, 2019 | Enova Decisions will demonstrate how to deploy a new model, connect new data sources, conduct scenario testing, and deploy a respecified model and business rules without software engineering.

Annual Meeting & Summer Educational Event 2019 Minneapolis

Communication Fraud Control Association (CFCA) — June 11-13, 2019

Mega-PAW Las Vegas

Predictive Analytics World — June 16-20, 2019 | Come visit the Enova Decisions booth and join Joe DeCosmo on June 19 as he covers how to modernize analytics to effectively fight fraud.

Get Real-Time Decisions at Scale

Speak with one of our experts on how you can start evaluating thousands of customer interactions per hour using our real-time, state-of-the-art digital decisioning platform, ColossusTM.